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ftcash

Empowering micro-merchants and entrepreneurs with the power of mobile payments.

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Vaibhav Lodha

Co-Founder at ftcash

More about Vaibhav »
Employees 201–500
Headquarters India
ftcash is a digital lending platform providing small, unsecured loans to India's underserved micro-merchants, particularly women entrepreneurs. Merchants receive rapid, paperless approvals and repay daily via integrated payment systems, reducing risk. Operating as an RBI-licensed NBFC across India, ftcash has served over 55,000 customers. Long-term, it aims to scale its inclusive financial solutions, targeting a $1 billion loan portfolio within five years.

Notable Achievements

  • Disbursed $180M+ to over 55K micro-merchants, reaching 275K+ lives—55% are women entrepreneurs.
  • Won $250K MIT Inclusive Innovation Challenge Grand Prize for ‘Most Innovative Future of Work’.
  • Raised $12.7M from investors including FMO, Accion, and other marquee global backers.

Currently Operating in One Region

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