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Meet an Unreasonable Venture


Building a financial services platform that offers financing in less than 24 hours to small and medium businesses in emerging markets.

Photo of Tunde Kehinde

Tunde Kehinde

Co-Founder and CEO at Lidya

More about Tunde »
Employees 21–50
Headquarters Lagos, Lagos, Nigeria
Lidya unlocks credit for Africans. Everyday, millions of creditworthy Africans face roadblocks as they seek loans, hindered by limited credit history, collateral demands, and lengthy approval processes.

Lidya is a beacon of hope. We have reimagined credit management to deliver secure, stable digital credit infrastructure so credit providers can originate, disburse, and collect credit with confidence. Because of Lidya, creditworthy Africans can access fast and convenient loans tailored to their needs, eliminating barriers that once held them back. By leveraging advanced technology, data analytics and algorithms, our credit rails assess creditworthiness quickly and provide rapid digital credit disbursement & collection, and are the system of record for all transactions. Lidya has become a catalyst for success, fueling over $100m USD in credit across over 32,500 loans with a 99% repayment.

Join us on the journey as we empower credit worthy Africans, invigorate the African economy and redefine the digital lending landscape in Africa. With Lidya, dreams become a reality!

Notable Achievements

  • Over 90% of clients have grown their businesses with Lidya's support.
  • Disbursed more than 32,500 loans since inception.
  • Lidya has a 99% repayment rate of loans issued through our platform

Currently Operating in Four Regions

Press Mentions

June 22, 2019

African Behemoth of 200 Million Awakens to Retail Banking

Read on Bloomberg.com »

August 29, 2023

Tunde Kehinde and his business of helping SMEs succeed in Business

Read on Nairametrics »

September 17, 2020

A conversation with Tunde Kehinde of Lidya on finance and the digital divide

Read on TechCrunch »

March 20, 2020

How one company is hoping to help small businesses thrive in Africa - CNN Video

Read on CNN »

December 1, 2019


Read on Harvard Business School »

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