Lidya

Lidya unlocks credit for Africans. Everyday, millions of creditworthy Africans face roadblocks as they seek loans, hindered by limited credit history, collateral demands, and lengthy approval processes.

Lidya is a beacon of hope. We have reimagined credit management to deliver secure, stable digital credit infrastructure so credit providers can originate, disburse, and collect credit with confidence. Because of Lidya, creditworthy Africans can access fast and convenient loans tailored to their needs, eliminating barriers that once held them back. By leveraging advanced technology, data analytics and algorithms, our credit rails assess creditworthiness quickly and provide rapid digital credit disbursement & collection, and are the system of record for all transactions. Lidya has become a catalyst for success, fueling over $100m USD in credit across over 32,500 loans with a 99% repayment.

Join us on the journey as we empower credit worthy Africans, invigorate the African economy and redefine the digital lending landscape in Africa. With Lidya, dreams become a reality!