Dave specializes in technology-driven social entrepreneurship to reduce human suffering, with 15 years of experience developing social impact initiatives globally. He is the Co-Founder and COO of Hala Systems, as well as the Founder & Executive Director of Refugee Open Ware. Previously, he specialized in mobile banking and financial inclusion as a social entrepreneur in the Philippines with LeapFrog Investments and as a Fulbright Scholar in India. Dave was an Engagement Manager in the Financial Inclusion Practice of McKinsey, where he spent 4 years. He also served as strategist and speechwriter in the office of UN Secretary-General Kofi Annan on matters at the intersection of business and human rights. Dave holds an MBA from the Wharton School, an M.Phil. in the philosophy of human rights and global justice from Cambridge University, and a BS/BA in Economics and International Studies from the Huntsman Program for International Studies & Business at the Wharton School, University of Pennsylvania.