Leading application to send and receive payments in Nigeria, with more than 8.4 million users.
Founded in 2009 with the simple belief that technology can transform lives by delivering universal access to financial services, Paga is now the top mobile payment service in Nigeria, used by more than 12 million individual users, while employing nearly 22,000 Paga agents. Anyone with a mobile phone can send money to the recipient's mobile phone number which can then be collected either through a Paga agent or an ATM without the use of a card. Paga can also be used for airtime credits, bill payments, and retail. The company is constantly evolving to bridge the gap between commerce, financial services, and economic development within Nigeria's emerging economy.
Currently Operating in One Region
Press Mentions

November 12, 2014
Startups in Nike-backed accelerator put girls first in fight against global poverty
The 'Girl Effect' accelerator targets companies that have the potential to lift young women out of poverty.
Read on Mashable »
November 18, 2022
Tayo Oviosu says that fintech in Africa looks very different from the West
Africa is the world’s second-largest and second most-populous continent, yet it remains more than a decade behind the rest of the world in financial services.
Read on The Economist »
November 7, 2022
Paga Powers Payments Worldwide in Collaboration with Visa
Paga, Nigeria’s leading payments and financial services company, announces the launch of its Visa cards. Consumers now have the option of both virtual and physical cards that give them the ability...
Read on Fintech Finance »
April 5, 2022
13 years, $10bn processed. How has Paga evolved over the years?
In an exclusive with TechCabal, Paga CEO Tayo Oviosu reflects on growth so far and the next phase for one of Africa’s earliest fintechs.
Read on TechCabal »
April 28, 2020
For Africa’s informal economy, the lockdown could scale digitization
Kezia Agbenyega wonders what it will be like to live in a digital, cashless economy. Three days after Ghana recorded its first two cases of the coronavirus on March 12, her bank temporarily shut...
Read on TechCabal »
April 15, 2020
Nigerian fintech providers ink digital payment pact
Nigeria mobile wallet provider Paga partnered software company SystemSpecs, a move initially said to ease ...
Read on Mobile World Live »Work at Paga
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